Out of Network Insurance Health Insurance for Counseling

Out of Network Insurance

Good news! All of the therapists at Health for Life Grand Rapids and the Trauma-Informed Counseling Center of Grand Rapids can accept your Out of Network Insurance. Out of Network Insurance simply means that your insurance provider (e.g. Aetna Health Insurance) is not “in network” with the therapists at our office. Yet, this does not mean that you cannot work with a therapist at our office in Grand Rapids, MI. 

In fact, if your insurance is “Out of Network” it actually opens up various options for you. 

  • For instance, you may ask your therapist for a “reduced cash rate” for your therapy services and since you are “out of network” and had desired to utilize your insurance our counselors will make sure to accommodate your request. Please note, that some healthcare costs may be tax deductible (please contact a Certified Public Accountant for details). 
  • Your insurance may accept “out of network” submissions or a “Superbill” from your therapist and, in that case, you may receive an insurance reimbursement or credit toward your deductible. In this case you will also pay your therapist directly their normal contracted rate first. Then each month (or whatever the desired frequency) you will submit proof of payment and service (Superbill) to your insurance company and receive whatever benefits your insurance company provides.
  • Your insurance company may have “out of network” benefits that involve paying your therapist directly through a “single case agreement.” For details, please call your health insurance company and ask them if they provide “single case agreements” for “outpatient counseling.”

Using Out of Network benefits with our Grand Rapids counselors is easy. Simply bring in your Out of Network Insurance card and complete the “new client” insurance form with your therapist. Once you do that, your counselor and you will make a plan for you to submit a “superbill” to your health insurance company monthly to receive benefits.

Depending on your insurance plan, you may owe a copay or a deductible fee at the time of your counseling session—this will be collected by your therapist at the end of session. You may use your HSA card at this time if you have one. To understand more about your health insurance plan, please contact your health insurance company and ask them what they cover in terms of “Outpatient Counseling.”

If your Health Insurance representative has questions, please have them reference your therapist’s name, or your therapist’s supervisor’s name, or let them know that the official group name is “Intentional Counseling Grand Rapids LLC.” 

We look forward to serving you by providing excellent therapy services at this time, while accommodating your insurance plan. 

Counselors Who Accept Out of Network Insurance

Paul Krauss

Counseling, EMDR Therapy, & Solutions

Melodie Whitmore

Trauma-Informed Counseling and EMDR therapy for Women and Young Adults

K’Quiana Griffin-Knowling

EMDR, Empowerment, and Healing for all

Sarah Denick

Counseling & EMDR Therapy for Individuals, Families, Couples, Teens and Children

Brittani Decess

Counseling through a trauma-informed, inclusive, and equitable lens for individuals, relationships, and families.

Adam Nash

Counseling to Help Men and Young Adults Live Healthier Lives

Margie Muñoz

Trauma Informed Counseling, Mindfulness-Based Cognitive Therapy for Children, Teens, and Young Adults

Jennifer McKinstry

Counseling for Trauma, Depression, Anxiety, and Spiritual Issues

Nia Wolfe

Trauma-Informed Counseling for Children, Teens, Adults, and Couples

Joshua Nave

EMDR Therapy for Anxiety, Trauma, and Minority Groups

Billie Walters

Intuitive Counseling, EMDR Therapy, and Reiki

Natalie Arnold

Trauma Therapy and Counseling for Women and Children

Brendan Cole

Counseling and EMDR for Adolescents, Teens and Adults

Josh Zheng

Counseling and Internal Family Systems Therapy across the Lifespan.

Michael McCall

Strengths-Based Counseling for Adults, Couples, Families, and Children

Maryam Thomas

Counseling & EMDR Therapy for Families, Children, Young Adults, and Women

Megan Drizin

Telehealth Counseling for Women, Moms, and Couples

Jennifer Belmonte

Anxiety, Relationships, and Parenting/Couples Work

Justyne Ortquist

Trauma-Informed Counseling and Emotion-Focused Therapy for Couples, Individuals, and Families

David Wilson

Counseling, EMDR Therapy, DBT, CBT, & Mindfulness Solutions, Trauma Informed, Emotional Regulation Skills, Stress & Anxiety

Lindsey Beaver

Trauma Informed Counseling & EMDR for Children, Teens, Young Adults and Adults

Kathryn Barcelona

Therapy for adults and families struggling with depression, anxiety, issues, substance use recovery, etc.