Out of Network Insurance Health Insurance for Counseling

Out of Network Insurance

Good news! All of the therapists at Health for Life Counseling Grand Rapids and the Trauma-Informed Counseling Center of Grand Rapids can accept your Out of Network Insurance. Out of Network Insurance simply means that your insurance provider (e.g. Aetna Health Insurance) is not “in network” with the therapists at our office. Yet, this does not mean that you cannot work with a therapist at our office in Grand Rapids, MI. 

In fact, if your insurance is “Out of Network” it actually opens up various options for you. 

  • For instance, you may ask your therapist for a “reduced cash rate” for your therapy services and since you are “out of network” and had desired to utilize your insurance our counselors will make sure to accommodate your request. Please note, that some healthcare costs may be tax deductible (please contact a Certified Public Accountant for details). 
  • Your insurance may accept “out of network” submissions or a “Superbill” from your therapist and, in that case, you may receive an insurance reimbursement or credit toward your deductible. In this case you will also pay your therapist directly their normal contracted rate first. Then each month (or whatever the desired frequency) you will submit proof of payment and service (Superbill) to your insurance company and receive whatever benefits your insurance company provides.
  • Your insurance company may have “out of network” benefits that involve paying your therapist directly through a “single case agreement.” For details, please call your health insurance company and ask them if they provide “single case agreements” for “outpatient counseling.”

Using Out of Network benefits with our Grand Rapids counselors is easy. Simply bring in your Out of Network Insurance card and complete the “new client” insurance form with your therapist. Once you do that, your counselor and you will make a plan for you to submit a “superbill” to your health insurance company monthly to receive benefits.

Depending on your insurance plan, you may owe a copay or a deductible fee at the time of your counseling session—this will be collected by your therapist at the end of session. You may use your HSA card at this time if you have one. To understand more about your health insurance plan, please contact your health insurance company and ask them what they cover in terms of “Outpatient Counseling.”

If your Health Insurance representative has questions, please have them reference your therapist’s name, or your therapist’s supervisor’s name, or let them know that the official group name is “Intentional Counseling Grand Rapids LLC.” 

We look forward to serving you by providing excellent therapy services at this time, while accommodating your insurance plan. 

Counselors Who Accept Out of Network Insurance

Shanna Beebe

A non-judgemental space for deep healing from trauma, abuse, and relationship wounds.

Natalie Julien

Integrative, Intuitive, Mindfulness-Based,Trauma-Informed Therapy for Women, Parents, & Young Adults

Jennifer McKinstry

Counseling and EMDR Therapy for Trauma, Depression, Anxiety, and Spiritual Issues

Brittani Decess

Counseling through a trauma-informed, inclusive, and equitable lens for individuals, relationships, and families.

Gabby Cook

Compassionate, Trauma-Informed Therapist for Adults on their Path of Self-Discovery and Growth

Kathryn Barcelona

Therapy for adults struggling with depression, anxiety, issues, substance use recovery, etc.

Margie Muñoz

Trauma Informed Counseling, Mindfulness-Based, and EMDR Therapy for Teens, and Adults

Caley Weisgerber

Compassionate and Empowering Therapy for Deep Healing

Li0n0d0sey0 0Bea0ver

Trauma Informed Counseling & EMDR for Teens, Young Adults and Adults

Taylor Freund

Trauma Informed and Internal Family Systems informed Counseling for Adults

Brendan Cole

EMDR for Performance & Trauma Recovery, Couples Therapy, Premarital Counseling

Taylor Mize

Empowering Survivors to Heal and Use Their Voice

Melissa Wade

Strengths-Based, Solution Focused, and Resilience Therapies for Families, Children, Teens, and Individuals

Ben Zimmerman

Non-judgmental Therapy Space Focused on Personal Development and Empowerment

Sarah Denick

Counseling & EMDR Therapy for Women

Katy Jaramillo

Counseling and Art Therapy for Adults and Teens: Empowerment and Healing from Medical and Neurological Trauma + Existential Concerns

Jonathan Swiftney

Culturally Sensitive & Holistic Counseling for Adults and Adolescents

Elif Piromari

Strengths-Based and Trauma-Informed Therapy for Young Adults and More

Paul Krauss – Clinical Director

Counseling, EMDR Therapy, & Solutions

Kay Foster

Emotion-focused, Inclusive Counseling and EMDR Therapy

Anna Utter

EMDR, DBT Skills, and Trauma-Informed Therapy for Adults and Teens

Caitlin Quantock

Mindfulness-based Strategies and EMDR to Promote Healing and Growth

Katerina Guerrero

Empowering Your Journey: Culturally Inclusive, Integrative Therapy for Healing and Growth

K’Quiana Griffin-Knowling

EMDR, Empowerment, and Healing for all

Billie Walters

Intuitive Counseling, EMDR Therapy, and Reiki

Ke0l0l0y B0e0nz0in

Therapy from an Intersectional Systems and Holistic Lens

Thomcy Thomas

Multicultural, Client-Centered Therapy with a Mindfulness Approach - Fostering Self-Awareness and Empowerment in Adults

Kori Crask

Trauma-Informed Counseling and EMDR Therapy for long-term healing

James Love

Specializing in Adults, Men’s Issues, & Therapy with Children from a grounded, authentic, and non-judgemental perspective

Megan Drizin

Telehealth Counseling for Women, Moms, and Couples

Josh Zheng

Holistic psychotherapy utilizing an integrated approach of somatic, emotion- focused and cognitive-behavioral traditions.

Katy Sandison

Supportive Therapy for Anxiety, Deconstruction Issues, Life Transitions and More

Dana Kennedy

Relational, trauma-informed, strengths-based therapy with a foundation of authenticity and hospitality to heal and grow

Michael Egan

Counseling that Empowers and Strengthens You

Amanda Miller

Guiding Teens and Adults to Recognize their Strengths; EMDR, DBT, and More

Alexa Bates

Serving Children, Families, Couples and Adults who are struggling to find a way through difficulties

Nicole Cass

Sex therapist using creative Solutions and Trauma-Informed Counseling for Couples, Adults, and Teens


Learn more about the No Surprises Act here.